{"id":93,"date":"2024-10-24T02:53:32","date_gmt":"2024-10-24T02:53:32","guid":{"rendered":"https:\/\/tasterschoice.co.kr\/?p=93"},"modified":"2024-10-24T02:53:33","modified_gmt":"2024-10-24T02:53:33","slug":"irp-%ea%b0%80%ec%9e%85-%ec%a0%88%ec%b0%a8%ec%99%80-%ec%a3%bc%ec%9d%98%ec%82%ac%ed%95%ad-%ec%b2%98%ec%9d%8c-%ea%b0%80%ec%9e%85%ec%9e%90%eb%a5%bc-%ec%9c%84%ed%95%9c-%ea%b0%80%ec%9d%b4%eb%93%9c","status":"publish","type":"post","link":"https:\/\/tasterschoice.co.kr\/?p=93","title":{"rendered":"IRP \uac00\uc785 \uc808\ucc28\uc640 \uc8fc\uc758\uc0ac\ud56d: \ucc98\uc74c \uac00\uc785\uc790\ub97c \uc704\ud55c \uac00\uc774\ub4dc"},"content":{"rendered":"\n

IRP, \uc989 \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(Individual Retirement Pension)\uc740 \uc740\ud1f4 \ud6c4 \uc548\uc815\uc801\uc778 \uc0dd\ud65c\uc744 \uc900\ube44\ud558\uae30 \uc704\ud574 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ud544\uc218\uc801\uc778 \uc120\ud0dd\uc9c0\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ucd5c\uadfc \uc815\ubd80\uc758 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uacfc \ub354\ubd88\uc5b4 \ub178\ud6c4 \uc900\ube44\uc758 \uc911\uc694\uc131\uc774 \uac15\uc870\ub418\uba74\uc11c IRP \uac00\uc785\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \ub192\uc544\uc9c0\uace0 \uc788\ub294\ub370\uc694. \ucc98\uc74c \uac00\uc785\ud558\ub294 \uc0ac\ub78c\ub4e4\uc744 \uc704\ud574 IRP \uac00\uc785 \uc808\ucc28\uc640 \uc8fc\uc758\uc0ac\ud56d\uc5d0 \ub300\ud574 \uc0c1\uc138\ud788 \uc124\uba85\ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc744 \ud1b5\ud574 \uac00\uc785 \uc808\ucc28\ubfd0\ub9cc \uc544\ub2c8\ub77c IRP\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\uae30 \uc704\ud55c \ubc29\ubc95\ub3c4 \ud568\uaed8 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

https:\/\/www.nytimes.com\/search?dropmab=true&query=IRP \uac00\uc785<\/a><\/p>\n\n\n\n

IRP(Individual Retirement Pension)\ub294 \ud1f4\uc9c1 \ud6c4 \ub178\ud6c4 \uc790\uae08\uc744 \ub9c8\ub828\ud558\uae30 \uc704\ud55c \uac1c\uc778\ud615 \uc5f0\uae08 \uc0c1\ud488\uc785\ub2c8\ub2e4. \uadfc\ub85c\uc790, \uc790\uc601\uc5c5\uc790 \ubaa8\ub450 \uac00\uc785\uc774 \uac00\ub2a5\ud558\uba70, \ud1f4\uc9c1\uae08\uc744 IRP \uacc4\uc88c\uc5d0 \ub123\uc5b4 \uad00\ub9ac\ud558\uac70\ub098 \uac1c\uc778\uc801\uc73c\ub85c \ucd94\uac00 \uc801\ub9bd\uae08\uc744 \ub0a9\uc785\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc5f0\uae08\uc800\ucd95\uacfc \ub354\ubd88\uc5b4 \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc5b4 \uc808\uc138\ub97c \uc6d0\ud558\ub294 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ub9e4\ub825\uc801\uc778 \uc120\ud0dd\uc774 \ub429\ub2c8\ub2e4.IRP\ub294 \ud06c\uac8c \ub450 \uac00\uc9c0 \ubaa9\uc801\uc73c\ub85c \uc0ac\uc6a9\ub429\ub2c8\ub2e4. \uccab\uc9f8, \uadfc\ub85c\uc790\uac00 \ud1f4\uc9c1\uae08\uc744 IRP \uacc4\uc88c\ub85c \uc774\uccb4\ud558\uc5ec \ubcf4\uad00\ud558\uace0 \ud22c\uc790\ud558\ub294 \uacbd\uc6b0\uc785\ub2c8\ub2e4. \ub458\uc9f8, \uac1c\uc778\uc774 \uc9c1\uc811 \ucd94\uac00\uc801\uc73c\ub85c \uc790\uae08\uc744 \ub0a9\uc785\ud558\uc5ec \ub178\ud6c4 \uc790\uae08\uc744 \uc900\ube44\ud558\ub294 \uacbd\uc6b0\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ubc29\uc2dd\uc73c\ub85c \uc790\uc0b0\uc744 \ucd95\uc801\ud558\uba74\uc11c \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\ub3c4 \ub3d9\uc2dc\uc5d0 \ubc1b\uc744 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc7a5\uae30\uc801\uc778 \uc7ac\ubb34 \uacc4\ud68d\uc5d0 \uc720\ub9ac\ud569\ub2c8\ub2e4. \ub610\ud55c IRP\ub294 \ub178\ud6c4 \uc790\uae08\uc744 \uc548\uc804\ud558\uac8c \uad00\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc8fc\uba70, \ub2e4\uc591\ud55c \ud22c\uc790 \uc635\uc158\uc744 \ud1b5\ud574 \uc790\uc0b0\uc758 \uac00\uce58\ub97c \ub298\ub9b4 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

IRP \uac00\uc785\uc740 \uba87 \uac00\uc9c0 \uc911\uc694\ud55c \uc7a5\uc810\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc774 \uc788\uc2b5\ub2c8\ub2e4. IRP\ub294 \uc5f0\uac04 \ucd5c\ub300 700\ub9cc \uc6d0\uae4c\uc9c0 \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc5f0\uae08\uc800\ucd95\uacfc \ud569\uc0b0\ud574 400\ub9cc \uc6d0\uae4c\uc9c0, IRP \uc804\uc6a9\uc73c\ub85c \ucd94\uac00 300\ub9cc \uc6d0\uae4c\uc9c0 \uacf5\uc81c \uac00\ub2a5\ud558\ub2e4\ub294 \uc810\uc5d0\uc11c \ub9e4\uc6b0 \uc720\ub9ac\ud569\ub2c8\ub2e4. \uc138\uc728\uc5d0 \ub530\ub77c \uc57d 13.2%\uc5d0\uc11c 16.5%\uc758 \uc808\uc138 \ud6a8\uacfc\ub97c \uae30\ub300\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub7ec\ud55c \ud61c\ud0dd\uc740 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \ucd95\uc801\uc5d0 \uc788\uc5b4 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. \ud2b9\ud788 \uc5f0\ub9d0\uc815\uc0b0 \uc2dc \ud070 \ub3c4\uc6c0\uc774 \ub418\uba70, \uc9c1\uc7a5\uc778\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc790\uc601\uc5c5\uc790\ub3c4 \uc774 \ud61c\ud0dd\uc744 \ud65c\uc6a9\ud558\uc5ec \uc138\uae08 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub458\uc9f8, \ub178\ud6c4 \uc790\uae08 \ub9c8\ub828\uc5d0 \uae30\uc5ec\ud569\ub2c8\ub2e4. IRP\ub294 \ub178\ud6c4 \uc0dd\ud65c\uc758 \uc7ac\uc815\uc801 \uc548\uc815\uc131\uc744 \ub192\uc5ec\uc90d\ub2c8\ub2e4. \ud1f4\uc9c1 \ud6c4 \uace0\uc815 \uc218\uc785\uc774 \uc5c6\ub294 \uc0c1\ud669\uc5d0\uc11c IRP\ub97c \ud1b5\ud574 \uc548\uc815\uc801\uc778 \ud604\uae08 \ud750\ub984\uc744 \ub9cc\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uae08 \ud615\ud0dc\ub85c \uc790\uae08\uc744 \uc218\ub839\ud558\uac8c \ub418\uba74 \ub9e4\ub2ec \uc77c\uc815\ud55c \uc218\uc785\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\uc5b4 \uc740\ud1f4 \ud6c4 \uc0dd\ud65c\ube44 \uac71\uc815\uc744 \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \uad00\ub9ac\ub97c \ud1b5\ud574 \uc790\uae08\uc758 \uc218\uc775\uc131\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\uc5b4, \uc740\ud1f4 \ud6c4 \uc0dd\ud65c\uc758 \uc9c8\uc744 \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub370 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \uc14b\uc9f8, \ud1f4\uc9c1\uae08\uc758 \ud6a8\uc728\uc801 \uad00\ub9ac\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uadfc\ub85c\uc790\uac00 \ud1f4\uc9c1\uae08\uc744 \ud55c \ubc88\uc5d0 \uc218\ub839\ud558\ub294 \ub300\uc2e0 IRP \uacc4\uc88c\ub85c \uc774\uccb4\ud558\uc5ec \uad00\ub9ac\ud560 \uacbd\uc6b0, \ud1f4\uc9c1\uc18c\ub4dd\uc138\ub97c \uc808\uc57d\ud558\uba74\uc11c \uc7a5\uae30\uc801\uc73c\ub85c \ud22c\uc790\ud574 \uc6b4\uc6a9\ud560 \uc218 \uc788\ub294 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ud1f4\uc9c1\uae08\uc744 IRP\uc5d0 \ub123\uc5b4\ub450\uba74 \uc77c\uc2dc\uae08\uc73c\ub85c \uc0ac\uc6a9\ud560 \ub54c\ubcf4\ub2e4 \uc138\uae08 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\uc73c\uba70, \ub2e4\uc591\ud55c \ud22c\uc790 \uc0c1\ud488\uc744 \ud1b5\ud574 \uc790\uc0b0\uc744 \uc99d\uc2dd\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ud1f4\uc9c1\uc18c\ub4dd\uc138\uc758 \ubd80\ub2f4\uc744 \uc904\uc774\uba74\uc11c\ub3c4 \uc790\uc0b0\uc758 \uc548\uc804\uc131\uc744 \ub192\uc77c \uc218 \uc788\ub2e4\ub294 \uc810\uc5d0\uc11c \ub9ce\uc740 \uadfc\ub85c\uc790\ub4e4\uc774 IRP\ub97c \uc120\ud638\ud569\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ub2e4\uc591\ud55c \ud22c\uc790 \uc635\uc158\uc774 \uc81c\uacf5\ub429\ub2c8\ub2e4. IRP \uacc4\uc88c\uc5d0\uc11c\ub294 \uc608\uae08, \ud380\ub4dc, ETF \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\uc5b4 \uc704\ud5d8\uc744 \ubd84\uc0b0\ud558\uace0 \uc218\uc775\uc744 \uadf9\ub300\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae08\uc735\uae30\uad00\ub9c8\ub2e4 \uc81c\uacf5\ud558\ub294 \ud22c\uc790 \uc0c1\ud488\uc758 \uc885\ub958\uac00 \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0, \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uacfc \ubaa9\ud45c\uc5d0 \ub9de\ub294 \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc548\uc804\uc131\uc744 \uc911\uc2dc\ud558\ub294 \ud22c\uc790\uc790\ub294 \uc608\uae08\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc73c\uba70, \uc218\uc775\ub960\uc744 \uc911\uc2dc\ud558\ub294 \ud22c\uc790\uc790\ub294 \ud380\ub4dc\ub098 ETF\ub97c \ud1b5\ud574 \ubcf4\ub2e4 \uc801\uadf9\uc801\uc778 \uc790\uc0b0 \uc6b4\uc6a9\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

IRP \uac00\uc785<\/a> \uc808\ucc28\ub294 \ube44\uad50\uc801 \uac04\ub2e8\ud558\uc9c0\ub9cc, \uba87 \uac00\uc9c0 \ub2e8\uacc4\uc640 \uc8fc\uc758\uc0ac\ud56d\uc744 \uc219\uc9c0\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc544\ub798 \uc808\ucc28\ub97c \ud1b5\ud574 \uc27d\uac8c \uac00\uc785\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac00\uc7a5 \uba3c\uc800 \ud574\uc57c \ud560 \uc77c\uc740 \uae08\uc735\uae30\uad00\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc740\ud589, \uc99d\uad8c\uc0ac, \ubcf4\ud5d8\uc0ac \ub4f1 \uc5ec\ub7ec \uae08\uc735\uae30\uad00\uc5d0\uc11c IRP \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc73c\ubbc0\ub85c, \uc790\uc2e0\uc5d0\uac8c \uc801\ud569\ud55c \uae30\uad00\uc744 \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4. \uc218\uc218\ub8cc\ub294 \uae08\uc735\uae30\uad00\ub9c8\ub2e4 \ub2e4\ub974\uba70, \uc774\ub294 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc218\uc775\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc73c\ubbc0\ub85c \uc218\uc218\ub8cc\uac00 \uc800\ub834\ud55c \uae30\uad00\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. IRP\uc758 \uc218\uc775\uc740 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uacb0\uacfc\uc5d0 \uc758\ud574 \uacb0\uc815\ub418\ubbc0\ub85c, \uc218\uc218\ub8cc\ub97c \uc808\uac10\ud558\ub294 \uac83\uc774 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \uc800\ub834\ud55c \uc218\uc218\ub8cc\ub294 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \ucd95\uc801\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \ub610\ud55c, \uae08\uc735\uae30\uad00\ub9c8\ub2e4 \uc81c\uacf5\ud558\ub294 \ud22c\uc790 \uc0c1\ud488\uc758 \uc885\ub958\uac00 \ub2e4\ub97c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\uae08, \ud380\ub4dc, ETF \ub4f1\uc758 \ub2e4\uc591\ud55c \uc0c1\ud488\uc744 \uc81c\uacf5\ud558\ub294\uc9c0 \ud655\uc778\ud558\uace0 \uc790\uc2e0\uc758 \ud22c\uc790 \uc131\ud5a5\uc5d0 \ub9de\ub294\uc9c0 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \uc790\uc2e0\uc774 \uc120\ud638\ud558\ub294 \ud22c\uc790 \ubc29\uc2dd\uc5d0 \ub530\ub77c \uae08\uc735\uae30\uad00\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uacf5\uaca9\uc801\uc778 \ud22c\uc790\ub97c \uc6d0\ud55c\ub2e4\uba74 ETF \uc0c1\ud488\uc774 \uc798 \uac16\ucdb0\uc9c4 \uc99d\uad8c\uc0ac\ub97c \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4. \uae08\uc735\uae30\uad00\uc744 \uc120\ud0dd\ud55c \ud6c4\uc5d0\ub294 IRP \uacc4\uc88c\ub97c \uac1c\uc124\ud574\uc57c \ud569\ub2c8\ub2e4. \ub300\ubd80\ubd84\uc758 \uae08\uc735\uae30\uad00\uc5d0\uc11c\ub294 \uc778\ud130\ub137 \ubc45\ud0b9\uc774\ub098 \ubaa8\ubc14\uc77c \uc571\uc744 \ud1b5\ud574 \ube44\ub300\uba74\uc73c\ub85c \uacc4\uc88c \uac1c\uc124\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uacc4\uc88c \uac1c\uc124 \uc2dc \ud544\uc694\ud55c \uc11c\ub958\ub294 \uc2e0\ubd84\uc99d\uacfc \uadfc\ub85c\uc790 \ud655\uc778 \uc11c\ub958\uc785\ub2c8\ub2e4. \uc2e0\ubd84\uc99d\uc73c\ub85c\ub294 \uc8fc\ubbfc\ub4f1\ub85d\uc99d\uc774\ub098 \uc6b4\uc804\uba74\ud5c8\uc99d \ub4f1 \ubcf8\uc778 \ud655\uc778\uc744 \uc704\ud55c \uc11c\ub958\uac00 \ud544\uc694\ud569\ub2c8\ub2e4. \ub610\ud55c, \uadfc\ub85c\uc790\ub098 \ud1f4\uc9c1\uae08 \uc218\ub839\uc790\uc758 \uacbd\uc6b0 \uc774\ub97c \ud655\uc778\ud560 \uc218 \uc788\ub294 \uc7ac\uc9c1 \uc99d\uba85\uc11c\ub098 \ud1f4\uc9c1 \uc99d\uba85\uc11c \ub4f1\uc744 \uc81c\ucd9c\ud574\uc57c \ud560 \uc218 \uc788\uc73c\ubbc0\ub85c \ubbf8\ub9ac \uc900\ube44\ud574\ub450\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uacc4\uc88c\ub97c \uac1c\uc124\ud55c \ud6c4\uc5d0\ub294 \ub0a9\uc785 \uae08\uc561\uc744 \uc124\uc815\ud558\uace0, \ud22c\uc790\ud560 \uc0c1\ud488\uc744 \uc120\ud0dd\ud574\uc57c \ud569\ub2c8\ub2e4. IRP\ub294 \uc790\uc720\ub86d\uac8c \ub0a9\uc785\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc5f0\uac04 700\ub9cc \uc6d0\uae4c\uc9c0 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc73c\ubbc0\ub85c \ucd5c\ub300\ud55c \uacf5\uc81c \ud55c\ub3c4\ub97c \ucc44\uc6b0\ub294 \uac83\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4. \ub9e4\ub144 \ub0a9\uc785 \uae08\uc561\uc744 \uacc4\ud68d\uc801\uc73c\ub85c \uc124\uc815\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\uba70, \ud2b9\ud788 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc744 \ucd5c\ub300\ud55c \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ud22c\uc790 \uc0c1\ud488\uc744 \uc120\ud0dd\ud560 \ub54c\ub294 \uc790\uc2e0\uc758 \uc704\ud5d8 \uc131\ud5a5\uacfc \ud22c\uc790 \ubaa9\ud45c\ub97c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \ubcf4\uc218\uc801\uc778 \ud22c\uc790\uc790\ub294 \uc608\uae08 \uc0c1\ud488\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc73c\uba70, \uacf5\uaca9\uc801\uc778 \ud22c\uc790\uc790\ub294 \ud380\ub4dc\ub098 ETF\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. IRP\ub294 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \ucd95\uc801\uc744 \ubaa9\ud45c\ub85c \ud558\uae30 \ub54c\ubb38\uc5d0 \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ub9ac\uc2a4\ud06c\ub97c \uc904\uc774\uace0, \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ud655\ubcf4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790 \uc0c1\ud488\uc758 \uc218\uc775\ub960\uc740 \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \ubcc0\ub3d9\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c, \uc8fc\uae30\uc801\uc73c\ub85c \ud3c9\uac00\ud558\uace0 \ud544\uc694\uc5d0 \ub530\ub77c \uc870\uc815\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uafb8\uc900\ud55c \uc801\ub9bd\uc744 \uc704\ud574 \uc790\ub3d9\uc774\uccb4\ub97c \uc124\uc815\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ub9e4\uc6d4 \uc77c\uc815 \uae08\uc561\uc744 \uc790\ub3d9\uc73c\ub85c \ub0a9\uc785\ud558\ub3c4\ub85d \uc124\uc815\ud558\uba74, \ubc88\uac70\ub85c\uc6c0 \uc5c6\uc774 \uc790\uc0b0\uc744 \uafb8\uc900\ud788 \ucd95\uc801\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc790\ub3d9\uc774\uccb4\ub97c \uc124\uc815\ud558\uba74 \uc801\ub9bd\uae08\uc744 \ub193\uce58\uc9c0 \uc54a\uace0 \uafb8\uc900\ud788 \ud22c\uc790\ud560 \uc218 \uc788\uc5b4 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \ucd95\uc801\uc5d0 \uc720\ub9ac\ud569\ub2c8\ub2e4. \ub9e4\uc6d4 \uc790\ub3d9\uc73c\ub85c \uc801\ub9bd\uae08\uc744 \ub0a9\uc785\ud558\ub294 \uc2b5\uad00\uc740 \uc7a5\uae30\uc801\uc778 \uc7ac\ubb34 \ubaa9\ud45c \ub2ec\uc131\uc5d0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

IRP \uac00\uc785\uc5d0\ub294 \uba87 \uac00\uc9c0 \uc8fc\uc758\uc0ac\ud56d\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc8fc\uc758\uc0ac\ud56d\ub4e4\uc744 \uc798 \uc219\uc9c0\ud574\uc57c \ubd88\ud544\uc694\ud55c \ube44\uc6a9\uc774\ub098 \uc138\uae08 \ubb38\uc81c\ub97c \ud53c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, \uc911\ub3c4 \uc778\ucd9c \uc81c\ud55c\uc774 \uc788\uc2b5\ub2c8\ub2e4. IRP \uacc4\uc88c\uc5d0 \ub0a9\uc785\ub41c \uc790\uae08\uc740 \uc6d0\uce59\uc801\uc73c\ub85c \ub9cc 55\uc138 \uc774\ud6c4\uc5d0 \uc5f0\uae08 \ud615\ud0dc\ub85c \uc218\ub839\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc911\ub3c4 \uc778\ucd9c\uc740 \uc608\uc678\uc801\uc778 \uc0c1\ud669\uc5d0\uc11c\ub9cc \uac00\ub2a5\ud558\uba70, \uc8fc\ud0dd \uad6c\uc785, \ucc9c\uc7ac\uc9c0\ubcc0, \ud30c\uc0b0 \ub4f1\uc758 \uc0ac\uc720\uac00 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc911\ub3c4 \uc778\ucd9c \uc2dc\uc5d0\ub294 \ubd88\uc774\uc775\uc774 \ub530\ub97c \uc218 \uc788\uc73c\ub2c8 \uc2e0\uc911\ud574\uc57c \ud569\ub2c8\ub2e4. \ud2b9\ud788 \uc911\ub3c4 \uc778\ucd9c \uc2dc \uc138\uae08 \ubd80\ub2f4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\uba70, \uc774\ub85c \uc778\ud574 \uc608\uc0c1\uce58 \ubabb\ud55c \ube44\uc6a9\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc73c\ubbc0\ub85c, \uac00\ub2a5\ud558\uba74 \uc911\ub3c4 \uc778\ucd9c\uc744 \ud53c\ud558\uace0 \uc7a5\uae30\uc801\uc73c\ub85c \uc790\uae08\uc744 \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ub458\uc9f8, \uc5f0\uae08 \uc218\ub839 \ubc29\uc2dd\uc758 \uc120\ud0dd\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub9cc 55\uc138 \uc774\ud6c4 IRP \uc790\uae08\uc744 \uc5f0\uae08\uc73c\ub85c \uc218\ub839\ud560 \ub54c\ub294 \uc5f0\uae08\uc18c\ub4dd\uc138\uc640 \ud1f4\uc9c1\uc18c\ub4dd\uc138\uac00 \uc801\uc6a9\ub429\ub2c8\ub2e4. \uc5f0\uae08\uc73c\ub85c \uc218\ub839\ud558\uba74 \ud1f4\uc9c1\uc18c\ub4dd\uc138\ub97c \uc808\uc57d\ud560 \uc218 \uc788\uc9c0\ub9cc, \uc77c\uc2dc\uae08\uc73c\ub85c \uc218\ub839\ud560 \uacbd\uc6b0 \uc138\uae08 \ubd80\ub2f4\uc774 \ucee4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc5f0\uae08 \uc218\ub839 \ubc29\uc2dd\uc744 \ubbf8\ub9ac \uacc4\ud68d\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ub9e4\ub144 \uc77c\uc815 \uae08\uc561\uc529 \ub098\ub220\uc11c \uc5f0\uae08\uc73c\ub85c \uc218\ub839\ud558\ub294 \ubc29\uc2dd\uc740 \uc138\uae08 \ubd80\ub2f4\uc744 \uc904\uc774\uace0, \ub178\ud6c4 \uc0dd\ud65c\uc5d0 \uc548\uc815\uc801\uc778 \ud604\uae08 \ud750\ub984\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\ub294 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc14b\uc9f8, \ud22c\uc790 \uc0c1\ud488\uc758 \uc218\uc775\ub960 \ubc0f \ub9ac\uc2a4\ud06c\ub97c \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. IRP\ub294 \ud22c\uc790 \uc0c1\ud488\uc758 \uc218\uc775\ub960\uc5d0 \ub530\ub77c \uacb0\uacfc\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\uae08\uc740 \uc548\uc804\ud558\uc9c0\ub9cc \ub0ae\uc740 \uc218\uc775\ub960\uc744 \uc81c\uacf5\ud558\uba70, \ubc18\uba74 \ud380\ub4dc\ub098 ETF\ub294 \ub192\uc740 \uc218\uc775\ub960\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc9c0\ub9cc \uadf8\ub9cc\ud07c \uc704\ud5d8\ub3c4 \ub530\ub985\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud22c\uc790 \uc0c1\ud488\uc758 \uc131\uacfc\ub97c \uc8fc\uae30\uc801\uc73c\ub85c \uc810\uac80\ud558\uace0 \ud544\uc694\uc2dc \uc870\uc815\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ud22c\uc790 \uc0c1\ud488\uc758 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud560 \ub54c\uc5d0\ub294 \uc790\uc0b0\uc758 \ubd84\uc0b0 \ud22c\uc790\uac00 \ud575\uc2ec\uc774\uba70, \uc774\ub97c \ud1b5\ud574 \ub9ac\uc2a4\ud06c\ub97c \ucd5c\uc18c\ud654\ud558\uace0 \uc218\uc775\ub960\uc744 \ucd5c\uc801\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uae30\uc801\uc778 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uc810\uac80\uc740 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc131\uacfc\uc5d0 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \ub9c8\uc9c0\ub9c9\uc73c\ub85c, \uc218\uc218\ub8cc \ubd80\ub2f4\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \uae08\uc735\uae30\uad00\uc5d0\uc11c IRP \uacc4\uc88c\ub97c \uc6b4\uc601\ud560 \ub54c \uc218\uc218\ub8cc\uac00 \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uac00\uc785\ud560 \uae08\uc735\uae30\uad00\uc758 \uc218\uc218\ub8cc\uc728\uc744 \ubbf8\ub9ac \ud655\uc778\ud558\uace0, \uc7a5\uae30\uc801\uc73c\ub85c \uc218\uc218\ub8cc\uac00 \ud22c\uc790 \uc218\uc775\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \uc77c\ubd80 \uae08\uc735\uae30\uad00\uc740 \uc800\uc218\uc218\ub8cc \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\ubbc0\ub85c, \uc774\ub7ec\ud55c \ud61c\ud0dd\uc744 \ud65c\uc6a9\ud558\ub294 \uac83\ub3c4 \uc88b\uc740 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc218\uc218\ub8cc\ub294 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc218\uc775\uc5d0 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce58\uae30 \ub54c\ubb38\uc5d0, \uac00\ub2a5\ud55c \ud55c \uc800\ub834\ud55c \uc218\uc218\ub8cc\ub97c \uc81c\uacf5\ud558\ub294 \uae08\uc735\uae30\uad00\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n

IRP\uc640 \uc5f0\uae08\uc800\ucd95\uc740 \ubaa8\ub450 \ub178\ud6c4 \uc900\ube44\ub97c \uc704\ud55c \uae08\uc735\uc0c1\ud488\uc774\uc9c0\ub9cc, \uba87 \uac00\uc9c0 \ucc28\uc774\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uccab\uc9f8, \uc138\uc561\uacf5\uc81c \ud55c\ub3c4\uac00 \ub2e4\ub985\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\uc740 \uc5f0\uac04 400\ub9cc \uc6d0\uae4c\uc9c0 \uc138\uc561\uacf5\uc81c\uac00 \uac00\ub2a5\ud558\uc9c0\ub9cc, IRP\ub294 \ucd94\uac00\ub85c 300\ub9cc \uc6d0\uc744 \ub354\ud574 \ucd1d 700\ub9cc \uc6d0\uae4c\uc9c0 \uacf5\uc81c\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc138\uc561\uacf5\uc81c \ud55c\ub3c4\uac00 \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0 \ub450 \uc0c1\ud488\uc744 \ud568\uaed8 \ud65c\uc6a9\ud558\uba74 \ub354 \ub9ce\uc740 \uacf5\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc808\uc138 \ud6a8\uacfc\ub294 \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \ucd95\uc801\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4. \ub458\uc9f8, \uac00\uc785 \ub300\uc0c1\uc774 \ub2e4\ub985\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\uc740 \ub204\uad6c\ub098 \uac00\uc785\ud560 \uc218 \uc788\uc9c0\ub9cc, IRP\ub294 \uadfc\ub85c\uc790, \uc790\uc601\uc5c5\uc790, \ub610\ub294 \ud1f4\uc9c1\uc18c\ub4dd\uc744 \ubc1b\uc740 \uc790 \ub4f1 \ud2b9\uc815 \uc870\uac74\uc744 \ucda9\uc871\ud574\uc57c \uac00\uc785\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uadfc\ub85c \uc5ec\ubd80\uc5d0 \ub530\ub77c \uc801\ud569\ud55c \uc0c1\ud488\uc744 \uc120\ud0dd\ud574\uc57c \ud558\uba70, \uc790\uc2e0\uc758 \uc0c1\ud669\uc5d0 \ub9de\ub294 \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc14b\uc9f8, \uc911\ub3c4 \uc778\ucd9c \uac00\ub2a5\uc131\ub3c4 \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\uc740 \uc77c\ubd80 \uc870\uac74\uc744 \ucda9\uc871\ud558\uba74 \uc911\ub3c4 \uc778\ucd9c\uc774 \uac00\ub2a5\ud558\uc9c0\ub9cc, IRP\ub294 \uc911\ub3c4 \uc778\ucd9c\uc774 \uc81c\ud55c\uc801\uc785\ub2c8\ub2e4. IRP\uc758 \uacbd\uc6b0 \uc6d0\uce59\uc801\uc73c\ub85c \ub9cc 55\uc138 \uc774\ud6c4\uc5d0 \uc5f0\uae08 \ud615\ud0dc\ub85c \uc218\ub839\ud574\uc57c \ud558\uba70, \uc911\ub3c4 \uc778\ucd9c\uc740 \uc608\uc678\uc801\uc778 \uc0c1\ud669\uc5d0\uc11c\ub9cc \uac00\ub2a5\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc720\ub3d9\uc131\uc744 \uc911\uc694\ud558\uac8c \uc0dd\uac01\ud558\ub294 \uacbd\uc6b0 \uc5f0\uae08\uc800\ucd95\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc720\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ub450 \uac00\uc9c0 \uc0c1\ud488\uc744 \ud568\uaed8 \ud65c\uc6a9\ud558\uba74 \uc138\uc561\uacf5\uc81c \ud55c\ub3c4\ub97c \ucd5c\ub300\ud55c \ud65c\uc6a9\ud560 \uc218 \uc788\uace0, \ub2e4\uc591\ud55c \uc790\uc0b0\uc744 \ud1b5\ud574 \ub178\ud6c4 \uc790\uae08\uc744 \uc900\ube44\ud558\ub294 \ub370 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\uacfc IRP\ub97c \uc801\uc808\ud788 \uc870\ud569\ud558\uc5ec \uc0ac\uc6a9\ud558\ub294 \uac83\uc740 \uc808\uc138\uc640 \uc790\uc0b0 \ucd95\uc801\uc744 \ub3d9\uc2dc\uc5d0 \uc774\ub8e8\ub294 \ub370 \ub9e4\uc6b0 \uc720\ub9ac\ud55c \uc804\ub7b5\uc785\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc870\ud569\uc744 \ud1b5\ud574 \uc548\uc815\uc801\uc774\uace0 \ud48d\uc694\ub85c\uc6b4 \ub178\ud6c4\ub97c \uc900\ube44\ud560 \uc218 \uc788\uc73c\uba70, \uac1c\uc778\uc758 \uc7ac\uc815\uc801 \ub3c5\ub9bd\uc744 \uc704\ud55c \uae30\ucd08\ub97c \ub9c8\ub828\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

IRP\ub294 \ub178\ud6c4 \uc790\uae08\uc744 \ub9c8\ub828\ud558\uace0 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \ub9e4\uc6b0 \uc720\uc6a9\ud55c \uae08\uc735 \uc0c1\ud488\uc785\ub2c8\ub2e4. \ucc98\uc74c \uac00\uc785\ud560 \ub54c\ub294 \uae08\uc735\uae30\uad00 \uc120\ud0dd, \ud22c\uc790 \uc0c1\ud488 \uacb0\uc815, \uc218\uc218\ub8cc \ub4f1\uc744 \uaf3c\uaf3c\ud788 \ube44\uad50\ud558\uc5ec \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \uc870\uac74\uc744 \ucc3e\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub610\ud55c, \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc5d0\uc11c \uafb8\uc900\ud788 \uc790\uae08\uc744 \uc801\ub9bd\ud558\uace0 \ud22c\uc790 \uc131\uacfc\ub97c \uad00\ub9ac\ud558\ub294 \uac83\uc774 \uc131\uacf5\uc801\uc778 IRP \uc6b4\uc6a9\uc758 \ud575\uc2ec\uc785\ub2c8\ub2e4.IRP \uac00\uc785 \uc808\ucc28\ub294 \ubcf5\uc7a1\ud558\uc9c0 \uc54a\uc9c0\ub9cc, \uc138\ubd80\uc801\uc778 \uc694\uc18c\ub4e4\uc744 \uc798 \uc774\ud574\ud558\uace0 \uad00\ub9ac\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. \uc774 \uac00\uc774\ub4dc\ub97c \ud1b5\ud574 IRP\uc5d0 \ub300\ud55c \uc774\ud574\uac00 \uae4a\uc5b4\uc9c0\uace0, \uc62c\ubc14\ub978 \uc7ac\ubb34 \uacc4\ud68d\uc744 \uc138\uc6cc \uc548\uc815\uc801\uc778 \ub178\ud6c4\ub97c \uc900\ube44\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\uae30\ub97c \ubc14\ub78d\ub2c8\ub2e4. \ub178\ud6c4 \uc790\uae08 \uc900\ube44\ub294 \uc9c0\uae08 \uc2dc\uc791\ud558\ub294 \uac83\uc774 \uac00\uc7a5 \uc911\uc694\ud558\uba70, IRP\ub294 \uadf8 \uccab\uac78\uc74c\uc744 \uc704\ud55c \uc88b\uc740 \uc120\ud0dd\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc62c\ubc14\ub978 \uae08\uc735 \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\uace0, \uc7a5\uae30\uc801\uc778 \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uba70, \uafb8\uc900\ud788 \uc801\ub9bd\ud558\uace0 \uad00\ub9ac\ud558\ub294 \uacfc\uc815\uc774 \ubc14\ub85c \uc131\uacf5\uc801\uc778 \ub178\ud6c4 \uc900\ube44\uc758 \uc5f4\uc1e0\uc785\ub2c8\ub2e4. \uc9c0\uae08\ubd80\ud130 IRP\ub97c \ud1b5\ud574 \uccb4\uacc4\uc801\uc778 \ub178\ud6c4 \uc790\uae08 \ub9c8\ub828\uc744 \uc2dc\uc791\ud574 \ubcf4\uc138\uc694. \uc548\uc815\uc801\uc778 \ubbf8\ub798\ub294 \ubc14\ub85c \uc624\ub298\uc758 \uc120\ud0dd\uc5d0\uc11c \ube44\ub86f\ub429\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"

IRP, \uc989 \uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(Individual Retirement Pension)\uc740 \uc740\ud1f4 \ud6c4 \uc548\uc815\uc801\uc778 \uc0dd\ud65c\uc744 \uc900\ube44\ud558\uae30 \uc704\ud574 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc5d0\uac8c \ud544\uc218\uc801\uc778 \uc120\ud0dd\uc9c0\uac00 \ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \ucd5c\uadfc \uc815\ubd80\uc758 \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uacfc \ub354\ubd88\uc5b4 \ub178\ud6c4 \uc900\ube44\uc758 \uc911\uc694\uc131\uc774 \uac15\uc870\ub418\uba74\uc11c IRP \uac00\uc785\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \ub192\uc544\uc9c0\uace0 \uc788\ub294\ub370\uc694. \ucc98\uc74c \uac00\uc785\ud558\ub294 \uc0ac\ub78c\ub4e4\uc744 \uc704\ud574 IRP \uac00\uc785…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-93","post","type-post","status-publish","format-standard","hentry","category-10"],"_links":{"self":[{"href":"https:\/\/tasterschoice.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/93","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tasterschoice.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tasterschoice.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tasterschoice.co.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tasterschoice.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=93"}],"version-history":[{"count":1,"href":"https:\/\/tasterschoice.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/93\/revisions"}],"predecessor-version":[{"id":94,"href":"https:\/\/tasterschoice.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/93\/revisions\/94"}],"wp:attachment":[{"href":"https:\/\/tasterschoice.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=93"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tasterschoice.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=93"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tasterschoice.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=93"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}